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Taking a Gap Year or Volunteering?

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“Without this cover we would have been in an enormously difficult position . . the only alternative would have been for us to self-insure and bear the risks of accident cover and medical emergencies ourselves.”

Martin Kelly, Personnel Advisor with Cafod



	Insurance: (+44)(0)1993 862 119 Flights: (+44)(0)844 499 74 64


	In the last 10 years we have donated £0.25m to Global Connections In that time we have insured 100,000 missionaries working for organisations within the network

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Taking a Gap Year or
Volunteering Abroad?

Gap Year & Volunteering Abroad insurance

For whatever reasons you are travelling abroad you need adequate insurance in place before you go. The last thing you need is to spend all your hard saved money on bills like medical expenses.

It is important to think carefully about your specific travel insurance needs. There is no one product to suit all, each traveller and their trip is unique. Let us help you find the right cover for you . . .

If you are volunteering abroad e.g teaching, conservation or community projects, you need additional medical cover so take out Emergency Medical Expenses and Travel Insurance

If you are taking a gap year trip for a longer period than standard travel schemes usually cover, you need Explorer/ Gap Year Travel Insurance

Emergency Medical Expenses and Travel Insurance

Key Features and Benefits

Medical and evacuation/ repatriation cover up to £5m
Personal accident cover up to £500,000
War zones and terrorism cover
Emergency medical expenses in the home country
Streamlined medical screening
Hijack and kidnap cover
Cancellation and curtailment cover
24-hour access to multi-lingual medical assistance
No automatic exclusion for pre-existing conditions

Additional Benefits

Cover extended to Foreign Commonwealth Office areas designated “high risk”
Extended accidental death and personal accident cover
Extended cancellation and curtailment cover

Get a Quote

Short-term Travel & Medical
Multi-trip Travel & Medical
Annual Travel & Medical

Explorer/ Gap Year Travel Insurance

Key Features and Benefits

Tailor-made 6, 9 or 12 month policy
Cover for High Risk activities e.g. scuba diving, bungee jumping and white-water rafting
Personal Accident cover up to £25,000
Medical expenses up to £5m
Cover for money, documents, travel delay, baggage, personal effects, activity equipment and missed departure

Exclusions or Limitations

Cover for persons up to 65 years of age only
Some hazardous activities or sports incur an additional charge e.g. rock climbing
There is no cover provided under the insurance for any travel involving manual work

Get a Quote

Gap Year Travel

Or are you more of an Adventurous Traveller?

If you need cover for your sporting activities look no further than our sister company Harrison Beaumont Insurance Services.

Harrison Beaumont specialise in providing activity travel insurance, suitably designed for the active person. So whether it's skiing, scuba diving, snowboarding or surfing you can get cover whilst on your travels in the UK or worldwide.

For more information on activity travel and/or equipment insurance for single and multi-trips call Harrison Beaumont on 0870 1217 590 or find out more using the links below.

Foreign Travel Advice

Banner Financial Services Group Ltd is authorised and regulated by the Financial Services Authority
http://www.fsa.gov.uk/Pages/register/ Registration number 306299.

Registered address: Globe House, 24 Turret Lane, Ipswich, Suffolk, IP4 1DL.
Registered in England and Wales, registered number 2435141.

Taking a Gap Year or Volunteering Abroad?

Taking a Gap Year or
Volunteering Abroad?