THE BANNER GROUP
INTERNATIONAL MEDICAL EXPENSES AND TRAVEL COVER
NEW PREMIUMS WITH EFFECT FROM 1ST MAY 2005
     

Global Connection/E.A. Members
Annual Policy
New applications (UK Residents)  		 Net Premium  IPT @ 17.50%  Total  Premium 
Adults  385.00 67.38 452.38
Adults (excluding cover for both personal possession and personal accident)   335.63 58.74 394.37
Child (excluding cover for both personal possession and personal accident)   255.38 44.69 300.07
Children (Under 18 years of age)   345.51 60.46 405.97
Family (2 adults + 1 Child)  962.49 168.44 1,130.93
Family (2 adults + 2 Children)  1,155.00 202.13 1,357.13
Family (2 adults + 3 Children)  1,500.51 262.59 1,763.10
Family (2 adults + 4 Children)  1,846.03 323.05 2,169.08
Family (2 adults + 5 Children)  2,191.54 383.52 2,575.06
Business Cover (Optional)  138.20 24.19 162.39
       
Habitually resident outside UK/renewal application
Adults 385.00 No IPT 385.00
Adults (excluding cover for both personal possession and personal accident)   335.63 No IPT 336.63
Child (excluding cover for both personal possession and personal accident)   255.38 No IPT 255.38
Children (Under 18 years of age)   345.51 No IPT 345.51
Family ( 2 adults + 1 Child )   962.49 No IPT 962.49
Family (2 adults + 2 Children)  1,155.00 No IPT 1,155.00
Family (2 adults + 3 Children)  1,500.51 No IPT 1,500.51
Family (2 adults + 4 Children)  1,846.03 No IPT 1,846.03
Family (2 adults + 5 Children)  2,191.54 No IPT 2,191.54
Business Cover (Optional)  138.20 No IPT 138.20
       
Special Global Connections - Short Term Rates
1 month trip outside country of Domicile 36.58 6.40 42.98
2 months trip outside country of Domicile 73.14 12.80 85.94
3 months trip outside country of Domicile 98.75 17.28 116.03
4 months trip outside country of Domicile 131.68 23.04 154.72
5 months trip outside country of Domicile 164.76 28.83 193.59
6 months trip outside country of Domicile 197.51 34.56 232.07
7 months trip outside country of Domicile 247.53 43.32 290.85
8 months trip outside country of Domicile 287.72 50.35 338.07
9 months trip outside country of Domicile 346.50 60.64 407.14
       
MULTI TRIP
180 days cover during the year. No trip to be more than 92 days.
Individual premium  127.66 22.34 150.00 
Family Cover  159.57 27.92 187.49 
     

Non Global Connection/E.A. Members
Annual Policy
New applications (UK Residents)  		 Net Premium  IPT @ 17.50%  Total  Premium 
Adults  506.25 88.59 594.84 
Adults (excluding cover for both personal possession and personal accident)   440.44 77.08 517.52 
Children (Under 18 years of age)   452.00 79.10 531.10 
Child (excluding cover for both personal possession and personal accident)   357.08 62.49 419.57 
Family (2 adults + 1 Child)  1,265.63 221.49 1,487.12 
Family (2 adults + 2 Children)  1,518.75 265.78 1,784.53 
Family (2 adults + 3 Children)  1,970.75 344.88 2,315.63 
Family (2 adults + 4 Children)  2,442.75 423.98 2,846.74 
Family (2 adults + 5 Children)  2,874.75 503.08 3,377.83 
Business Cover (Optional)  138.20 24.19 162.39
       
MULTI TRIP
180 days cover during the year. No trip to be more than 92 days.
Individual premium  127.66 22.34 150.00 
Family Cover  159.57 27.92 187.49 
       
Habitually resident outside UK/renewal application
Adults 506.25 No IPT 506.25 
Adults (excluding cover for both personal possession and personal accident)   440.44 No IPT 440.44 
Children (Under 18 years of age)   452.00 No IPT 452.00 
Child (excluding cover for both personal possession and personal accident)   357.08 No IPT 357.08 
Family ( 2 adults + 1 Child )   1,265.63 No IPT 1,265.63 
Family (2 adults + 2 Children)  1,518.75 No IPT 1,518.75 
Family (2 adults + 3 Children)  1,970.75 No IPT 1,970.75 
Family (2 adults + 4 Children)  2,442.75 No IPT 2,422.75 
Family (2 adults + 5 Children)  2,874.75 No IPT 2,874.75 
Business Cover (Optional)  138.20 No IPT 138.20
 

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