This policy has been developed by Banner Financial Services Group Limited to meet the specific needs of the staff, volunteers and their families, representing non-governmental organisations. The major concern of Banner Financial Services Group Limited is the physical wellbeing of the individual at all times. For this reason the main cover provided is for medical aid and personal accident. Please note that it is not private medical insurance. It does not cover elective surgery, nor is it intended to cover costs of day to day medical occurrences, eg, influenza, cuts and grazes or the costs of periodic or regular medical examinations.

Cover for cancellation and curtailment of the planned journey, personal liability and personal possessions have also been included to try to ensure that all the major needs of a person working outside their Home Country are addressed.

• Medical and Evacuation / Repatriation up to £5m

• Personal Accident cover up to £500,000

• Cover for War and Terrorism available

• Streamlined medical screening

• Business equipment cover provided as standard

• Premiums adjustable quarterly

• Lloyd's security

• 24 hour access to medical assistance and advice