Group Insurance - Life, Personal Accident & Travel Insurance
Banner offers a range of insurance for groups including:
Please call us to discuss your requirements.
"Team deserves a medal dealing with us, they are all fantastic, by far the best service we have had from any insurance company."
Claire Conlaund, Finance Manager United Nations Association International Service.
Our close relationship with our underwriters means that we can often include bespoke terms to our cover, meaning you receive the best possible cover to match all of your organisation's exact needs.
Travel and Emergency Medical Group Insurance
Traditional Travel and Emergency Medical Insurance is unlikely to meet your international needs and we recommend that you buy appropriate cover. All of our policies can provide the necessary medical benefits, emergency medical evacuation, repatriation coverage and 24-hour worldwide assistance.
We offer cover on a single trip, multi trip or annual basis should you incur a medical emergency, personal property loss or disruption costs.
- £5million - £10million - Emergency Medical, Repatriation, Evacuation & Travel expenses
- No exclusion for Pre existing medical conditions
- No claims excesses applicable on any section
- Minimum administration - one master certificate
"Latin Link have been extremely impressed with the level of professionalism that Banner have demonstrated throughout all nature of insurance claims that have been made through them. No matter what the situation has been, Banner have dealt with all aspects of the insurance procedure both quickly and effectively. We were particularly impressed, and grateful, with the way in which Banner dealt with the recent repatriation of one of our volunteers who had been spending time in Ecuador. At a time when someone's personal health was at serious risk Banner provided us with a swift and thorough response. All aspects of the situation were dealt to the highest standard, and the communication between Banner and ourselves was first class. This gave us the much needed confidence that the situation was under control and everything was being done to help this particular individual."
Andy Lawrence, Latin Link Step Programme Coordinator.
Life Insurance for Groups
Banner has been a provider of Life Insurance for over 20 years and we are able to offer a range of policies to suit UK and Foreign Nationals on both a short term and long term basis.
Life policies pay out a lump sum to help provide for your loved ones should anything happen to you in the term of the policy.
- Life cover for UK and Foreign Nationals
- Flexible term – 1 day to 10 years
- Individual, Joint and Group Life Cover
- Other benefits are available including;
Critical Illness cover, Terminal Illness Benefit and Children's Critical Illness Benefit *
*Only available to UK residents
Private Medical Insurance
No matter where in the world you may be living or working, choosing the medical insurance that’s right for you is important. A range of flexible options from in-patient and day-patient treatment through to out-patient services, routine health screening, maternity care and dental treatment as well as emergency medical evacuation & repatriation cover if required.
- Annual maximum sum assured ranging from £750,000 / €900,000 / $1,125,000 to £1,000,000/€1,200,000/ $1,500,000
- Full Refund in-patient & day-patient care
- Professional Fees
- Theatre Fees
- Reconstructive Surgery
- Chronic Conditions (Acute episodes only)
- Organ Transplants
- Cash Benefit
- Emergency Treatment Outside Area of Cover
Optional benefits available:
- Pregnancy & Childbirth
- Dental Treatment
- Evacuation & Repatriation cover
- Areas of Cover: Europe, Worldwide excluding USA, Worldwide
- Out-patient Treatment
Prima Premier Additional benefits available:
- Parent Accommodation
- Post operative Cover
- Newborn cover – Premature births
Personal Accident Group Insurance
Provides financial cover in the event of an individual suffering death or injury from an accident while undertaking mission, aid or overseas work.
- War zone and terrorism cover available
- Cover operative 24 hours a day
- Cover available up to 74 years old
- Worldwide cover for death or bodily injury up to £1m
- Payment of medical expenses incurred in connection with death or injury
- No medical screening required
We offer a full range of commercial insurances to cover a wide variety of businesses and business premises.
Regardless of the size of your offices, turnover or staff levels, Banner will be able to assist.
We offer cover for:
- Employees Liability
Protection for your employees, against bodily injury, illness or disease sustained in the course of employment. This cover is required by law in the UK.
- Public liability
Protection for claims against your business, if owners, directors or employees are responsible for personal injuries to a third party or damage to property.
- Cover for Premises
Insures your business premises for accidental damage and loss from perils such as fire, flood, theft or attempted theft.
- Contents / Business Stock Cover
Insures the cost of replacing your office contents including (where applicable) any business stock held/ stored within your premises.
- Business Interruption
Cover that will provide you with an income stream should you be prevented from operating. Covers any loss of net profit and ongoing expenses.
- Trustee Indemnity
Covers the trustees against having to cover the cost of successful legal claims made against their charity. Example of such claims could include breach of trust or a breach of duty or negligence.
- Marine Cargo
Covering you for physical damage to or loss of your goods whilst in transit by land, air and sea.
- Event Insurance
Cover for Annual Group Meetings, small conferences and meetings etc. Covers for cancellation, property damage and legal liabilities. Can also cover you against adverse weather, video conferencing failure and enforced reduced attendance.
- Professional Indemnity
Protection against any action by clients who have incurred a loss as a result of bad or negligent service or advice.
- Fidelity Guarantee
This insures you against a theft from your business by an employee, trustee or volunteer from within that organisation.
- Commercial Fleet Insurance
Motor insurance providing full cover for a mixed fleet of vehicles, which can include cars, vans and trucks. There is a range of cover levels available.
Please call us to discuss your requirements.
"Banner have worked with BirdLife for the past few years providing support and advice for our insurance needs, I have found they provide the best client service in the industry, their understanding of the issues facing an international NGO is excellent. When we have needed support our questions were answered promptly, letters of confirmation of cover are provided immediately which is very important to us as we often need these to support applications for visas and Ian is always ready to help with those thorny problems we sometimes come across.
We have had several medical emergencies over the years with staff travelling to sometimes very remote areas, feedback from our staff is that the medical assistance provided is excellent with the assistance provider giving prompt service liasing with the appropriate medical teams and hospitals ensuring effective treatment."
Tracey Spraggon, Bird Life International Senior Advisor, Legal & Risk Management.