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Commercial Insurances

We offer a full range of commercial insurances to cover a wide variety of businesses and business premises.

Regardless of the size of your offices, turnover or staff levels, Banner will be able to assist.

We offer cover for:

Employees Liability

Protection for your employees, against bodily injury, illness or disease sustained in the course of employment. This cover is required by law.

Public Liability

Protection for claims against your business, if owners, directors or employees are responsible for personal injuries to a third party or damage to property.

Cover for Premises

Insures your business premises for accidental damage and loss from perils such as fire, flood, theft or attempted theft.

Contents / Business Stock Cover

Insures the cost of replacing your office contents including (where applicable) any business stock held/ stored within your premises.

Business Interruption

Cover that will provide you with an income stream should you be prevented from operating. Covers any loss of net profit and ongoing expenses.

Trustee Indemnity

Covers the trustees against having to cover the cost of successful legal claims made against their charity. Example of such claims could include breach of trust or a breach of duty or negligence.

Marine Cargo

Covering you for physical damage to or loss of your goods whilst in transit by land, air and sea.

Event Insurance

Cover for AGM’s, small conferences and meetings etc. Covers for cancellation, property damage and legal liabilities. Can also cover you against adverse weather, video conferencing failure and enforced reduced attendance.

Professional Indemnity

Protection against any action by clients who have incurred a loss as a result of bad or negligent service or advice.

Fidelity Guarantee

This insures you against a theft from your business by an employee, trustee or volunteer from within that organisation.

Commercial Fleet Insurance

Motor insurance providing full cover for a mixed fleet of vehicles, which can include cars, vans and trucks. There is a range of cover levels available.
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